City Comparison

Plano vs Sandy Springs

Cost of Living Comparison · 2026

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

Sandy Springs

Georgia
135
Expensive
$670,000
Median Home
$1,825/mo
Median Rent
$101,000
Median Income

The Verdict

19.3%

The cost gap between these cities is 19.3%, with Plano being the more affordable option. A $75,000 income in Plano has equivalent purchasing power to $92,890 in Sandy Springs.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
123
Plano
223
Sandy Springs
Groceries
98
Plano
103
Sandy Springs
Utilities
99
Plano
97
Sandy Springs
Transportation
106
Plano
111
Sandy Springs
Healthcare
100
Plano
105
Sandy Springs

Salary Equivalence

A $75,000 salary in Plano has the same purchasing power as $92,890 in Sandy Springs.

Conversely, $75,000 in Sandy Springs equals $60,556 in Plano.

Living in Plano vs Sandy Springs

Housing Costs

Plano's housing index of 123 is lower Sandy Springs's 223, translating to median home prices of $400,000 vs $670,000. The $270,000 difference in home prices means roughly $17,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Plano compared to $1,825/mo in Sandy Springs, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 98 in Plano and 103 in Sandy Springs. A household spending the national average of $475/month on groceries would pay approximately $466/month in Plano vs $489/month in Sandy Springs. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Plano and 97 in Sandy Springs. Monthly utility bills average approximately $396 in Plano vs $388 in Sandy Springs. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Plano and 105 in Sandy Springs. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $96,348 in Plano and $101,000 in Sandy Springs. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,393 and $74,815 respectively. Plano residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,248/month to housing in Plano vs $2,357/month in Sandy Springs. In Plano, median rent of $1,700/mo fits within this budget. In Sandy Springs, median rent of $1,825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 100 index points — focus your budget analysis there.

Frequently Asked Questions

Plano is 19.3% more affordable overall with an index of 109 vs 135.
A $75,000 salary in Plano has equivalent purchasing power to approximately $92,890 in Sandy Springs, based on the cost of living difference.
Plano's housing index is 123 with median homes at $400,000, while Sandy Springs's is 223 with median homes at $670,000.

Moving & Relocation Resources

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