City Comparison

Plano vs Pueblo

Cost of Living Comparison · 2026

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

21.1%

Pueblo is 21.1% less expensive than Plano overall. A household earning $75,000 in Plano would need approximately $61,927 in Pueblo to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
123
Plano
81
Pueblo
Groceries
98
Plano
99
Pueblo
Utilities
99
Plano
96
Pueblo
Transportation
106
Plano
99
Pueblo
Healthcare
100
Plano
102
Pueblo

Salary Equivalence

A $75,000 salary in Plano has the same purchasing power as $61,927 in Pueblo.

Conversely, $75,000 in Pueblo equals $90,833 in Plano.

Living in Plano vs Pueblo

Housing Costs

Plano's housing index of 123 is higher Pueblo's 81, translating to median home prices of $400,000 vs $247,000. The $153,000 difference in home prices means roughly $9,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Plano compared to $1,075/mo in Pueblo, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 98 in Plano and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $466/month in Plano vs $470/month in Pueblo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Plano and 96 in Pueblo. Monthly utility bills average approximately $396 in Plano vs $384 in Pueblo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Plano and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $96,348 in Plano and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,393 and $63,000 respectively. Plano residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,248/month to housing in Plano vs $1,323/month in Pueblo. In Plano, median rent of $1,700/mo fits within this budget. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 42 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 21.1% more affordable overall with an index of 90 vs 109.
A $75,000 salary in Plano has equivalent purchasing power to approximately $61,927 in Pueblo, based on the cost of living difference.
Plano's housing index is 123 with median homes at $400,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases