City Comparison

Plano vs Port St Lucie

Cost of Living Comparison · 2026

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

10.1%

Living in Port St Lucie costs 10.1% less than Plano. To match the purchasing power of a $75,000 salary in Plano, you would need $68,119 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
123
Plano
103
Port St Lucie
Groceries
98
Plano
102
Port St Lucie
Utilities
99
Plano
93
Port St Lucie
Transportation
106
Plano
102
Port St Lucie
Healthcare
100
Plano
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Plano has the same purchasing power as $68,119 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $82,576 in Plano.

Living in Plano vs Port St Lucie

Housing Costs

Plano's housing index of 123 is higher Port St Lucie's 103, translating to median home prices of $400,000 vs $384,000. The $16,000 difference in home prices means roughly $1,044 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Plano compared to $1,800/mo in Port St Lucie, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 98 in Plano and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $466/month in Plano vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Plano and 93 in Port St Lucie. Monthly utility bills average approximately $396 in Plano vs $372 in Port St Lucie. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Plano and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $96,348 in Plano and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,393 and $81,919 respectively. Plano residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,248/month to housing in Plano vs $1,892/month in Port St Lucie. In Plano, median rent of $1,700/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 10.1% more affordable overall with an index of 99 vs 109.
A $75,000 salary in Plano has equivalent purchasing power to approximately $68,119 in Port St Lucie, based on the cost of living difference.
Plano's housing index is 123 with median homes at $400,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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