Plano vs Port St Lucie
Cost of Living Comparison · 2026
Plano
Port St Lucie
The Verdict
Living in Port St Lucie costs 10.1% less than Plano. To match the purchasing power of a $75,000 salary in Plano, you would need $68,119 in Port St Lucie.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Plano has the same purchasing power as $68,119 in Port St Lucie.
Conversely, $75,000 in Port St Lucie equals $82,576 in Plano.
Living in Plano vs Port St Lucie
Housing Costs
Plano's housing index of 123 is higher Port St Lucie's 103, translating to median home prices of $400,000 vs $384,000. The $16,000 difference in home prices means roughly $1,044 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Plano compared to $1,800/mo in Port St Lucie, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 98 in Plano and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $466/month in Plano vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Plano and 93 in Port St Lucie. Monthly utility bills average approximately $396 in Plano vs $372 in Port St Lucie. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Plano and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $96,348 in Plano and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,393 and $81,919 respectively. Plano residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,248/month to housing in Plano vs $1,892/month in Port St Lucie. In Plano, median rent of $1,700/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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