City Comparison

Pittsburgh vs Surprise

Cost of Living Comparison · 2026

Pittsburgh

Pennsylvania
93
Below Average
$195,000
Median Home
$1,100/mo
Median Rent
$52,536
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

9.7%

The cost gap between these cities is 9.7%, with Pittsburgh being the more affordable option. A $75,000 income in Pittsburgh has equivalent purchasing power to $83,065 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
79
Pittsburgh
105
Surprise
Groceries
101
Pittsburgh
100
Surprise
Utilities
100
Pittsburgh
102
Surprise
Transportation
108
Pittsburgh
106
Surprise
Healthcare
95
Pittsburgh
97
Surprise

Salary Equivalence

A $75,000 salary in Pittsburgh has the same purchasing power as $83,065 in Surprise.

Conversely, $75,000 in Surprise equals $67,718 in Pittsburgh.

Living in Pittsburgh vs Surprise

Housing Costs

Pittsburgh's housing index of 79 is lower Surprise's 105, translating to median home prices of $195,000 vs $419,000. The $224,000 difference in home prices means roughly $14,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Pittsburgh compared to $1,575/mo in Surprise, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 101 in Pittsburgh and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $480/month in Pittsburgh vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Pittsburgh and 102 in Surprise. Monthly utility bills average approximately $400 in Pittsburgh vs $408 in Surprise. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Pittsburgh and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,536 in Pittsburgh and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,490 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,226/month to housing in Pittsburgh vs $1,995/month in Surprise. In Pittsburgh, median rent of $1,100/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Pittsburgh is 9.7% more affordable overall with an index of 93 vs 103.
A $75,000 salary in Pittsburgh has equivalent purchasing power to approximately $83,065 in Surprise, based on the cost of living difference.
Pittsburgh's housing index is 79 with median homes at $195,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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