⚖️ City Comparison

Phoenix vs Roanoke

Cost of Living Comparison · 2026 Data

Phoenix

Arizona
100
Average
$350,000
Median Home
$1,400/mo
Median Rent
$57,459
Median Income

Roanoke

Virginia
106
Above Average
$336,000
Median Home
$1,520/mo
Median Rent
$56,500
Median Income

💡 The Verdict

6% Cheaper

Phoenix is 6% cheaper than Roanoke overall. A $75,000 salary in Phoenix is equivalent to $79,500 in Roanoke.

Category-by-Category Breakdown

Index values for Phoenix (left) vs Roanoke (right). National average = 100.

Housing
102
Housing
107
Groceries
99
Groceries
110
Utilities
96
Utilities
117
Transportation
103
Transportation
104
Healthcare
95
Healthcare
106

Detailed Price Comparison

Estimated item-level prices in Phoenix versus Roanoke. Differences shown from Phoenix perspective.

ItemPhoenixRoanokeDifference
1-Bed Rent$1,000/mo$1,190/mo$-190.00
2-Bed Rent$1,400/mo$1,520/mo$-120.00
3-Bed Rent$1,860/mo$1,970/mo$-110.00
Bread (loaf)$2.60$2.78$-0.18
Milk (gallon)$3.75$4.12$-0.37
Eggs (dozen)$3.26$3.34$-0.08
Coffee (latte)$6.48$6.42+$0.06
Gas (gallon)$3.31$3.28+$0.03
Restaurant Meal$15.67$18.80$-3.13

💰 Salary Equivalence

A $75,000 salary in Phoenix has the same purchasing power as $79,500 in Roanoke.

Conversely, $75,000 in Roanoke equals $70,755 in Phoenix.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$55,762
Phoenix (Arizona)
$53,887
Roanoke (Virginia)

The $1875 difference is driven by Virginia having a higher state income tax rate. Arizona details → · Virginia details →

⚙️ Customize Your Comparison

Adjust category weights to match your spending priorities.

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Your Weighted Score
100 vs 106

Reading These Numbers: Phoenix (100) vs Roanoke (106)

Phoenix at 100 is 0% below the US average, while Roanoke at 106 is 6% above average. The cost difference between these cities is relatively modest.

In Phoenix, the composite index of 100 reflects a weighted calculation where housing carries the most influence at 102, followed by groceries (99), utilities (96), transportation (103), and healthcare (95). Costs are fairly balanced across categories.

For renters: With median rents of $1,400/mo in Phoenix and $1,520/mo in Roanoke, the annual rent difference is approximately $1,440.0. Over a 5-year period, that compounds to $7,200.0 in savings by choosing the more affordable city.

For homebuyers: The $14,000.0 difference in median home prices between Phoenix and Roanoke translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Phoenix vs Roanoke

Choosing between Phoenix and Roanoke involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Long-term affordability in Phoenix versus Roanoke depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.