Side-by-side cost of living comparison for 2026
7% cheaper
Philadelphia is 7% more affordable than Stockton. A $75,000 salary in Stockton is equivalent to $69,737 in Philadelphia.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Pennsylvania salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Philadelphia has a housing index of 107 while Stockton sits at 126 (national average = 100). The median home in Philadelphia costs $240,000 compared to $400,000 in Stockton, a difference of $160,000. Monthly rent follows a similar pattern: $1,400 in Philadelphia versus $1,500 in Stockton.
Groceries and everyday expenses show a narrower gap: Philadelphia scores 104 while Stockton scores 101. Both cities are close to the national average for grocery costs.
Healthcare costs in Philadelphia (101) match Stockton (101). Both are close to the national average.
Median household income in Philadelphia is $49,127 compared to $54,658 in Stockton. When adjusted for cost of living, income goes further in Philadelphia.
Amazon affiliate links