City Comparison

Philadelphia vs Sandy Springs

Cost of Living Comparison · 2026

Philadelphia

Pennsylvania
106
Above Average
$240,000
Median Home
$1,400/mo
Median Rent
$49,127
Median Income

Sandy Springs

Georgia
135
Expensive
$670,000
Median Home
$1,825/mo
Median Rent
$101,000
Median Income

The Verdict

21.5%

The cost gap between these cities is 21.5%, with Philadelphia being the more affordable option. A $75,000 income in Philadelphia has equivalent purchasing power to $95,519 in Sandy Springs.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
107
Philadelphia
223
Sandy Springs
Groceries
104
Philadelphia
103
Sandy Springs
Utilities
113
Philadelphia
97
Sandy Springs
Transportation
108
Philadelphia
111
Sandy Springs
Healthcare
101
Philadelphia
105
Sandy Springs

Salary Equivalence

A $75,000 salary in Philadelphia has the same purchasing power as $95,519 in Sandy Springs.

Conversely, $75,000 in Sandy Springs equals $58,889 in Philadelphia.

Living in Philadelphia vs Sandy Springs

Housing Costs

Philadelphia's housing index of 107 is lower Sandy Springs's 223, translating to median home prices of $240,000 vs $670,000. The $430,000 difference in home prices means roughly $27,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Philadelphia compared to $1,825/mo in Sandy Springs, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 104 in Philadelphia and 103 in Sandy Springs. A household spending the national average of $475/month on groceries would pay approximately $494/month in Philadelphia vs $489/month in Sandy Springs. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 113 in Philadelphia and 97 in Sandy Springs. Monthly utility bills average approximately $452 in Philadelphia vs $388 in Sandy Springs. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Philadelphia and 105 in Sandy Springs. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,127 in Philadelphia and $101,000 in Sandy Springs. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $46,346 and $74,815 respectively. Sandy Springs residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,146/month to housing in Philadelphia vs $2,357/month in Sandy Springs. In Philadelphia, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Sandy Springs, median rent of $1,825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 116 index points — focus your budget analysis there.

Frequently Asked Questions

Philadelphia is 21.5% more affordable overall with an index of 106 vs 135.
A $75,000 salary in Philadelphia has equivalent purchasing power to approximately $95,519 in Sandy Springs, based on the cost of living difference.
Philadelphia's housing index is 107 with median homes at $240,000, while Sandy Springs's is 223 with median homes at $670,000.

Moving & Relocation Resources

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