Peoria vs Worcester
Cost of Living Comparison · 2026
Peoria
Worcester
The Verdict
Peoria is 39.2% less expensive than Worcester overall. A household earning $75,000 in Peoria would need approximately $123,355 in Worcester to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Peoria has the same purchasing power as $123,355 in Worcester.
Conversely, $75,000 in Worcester equals $45,600 in Peoria.
Living in Peoria vs Worcester
Housing Costs
Peoria's housing index of 42 is lower Worcester's 152, translating to median home prices of $164,000 vs $340,000. The $176,000 difference in home prices means roughly $11,436 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Peoria compared to $1,600/mo in Worcester, a monthly difference of $600.
Grocery & Food Costs
Grocery expenses index at 97 in Peoria and 106 in Worcester. A household spending the national average of $475/month on groceries would pay approximately $461/month in Peoria vs $504/month in Worcester. Peoria offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 103 in Peoria and 122 in Worcester. Monthly utility bills average approximately $412 in Peoria vs $488 in Worcester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 107 in Peoria and 115 in Worcester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $58,700 in Peoria and $52,228 in Worcester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,237 and $41,782 respectively. Peoria residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,370/month to housing in Peoria vs $1,219/month in Worcester. In Peoria, median rent of $1,000/mo fits within this budget. In Worcester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 110 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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