City Comparison

Peoria vs Sterling Heights

Cost of Living Comparison · 2026

Peoria

Illinois
76
Very Affordable
$164,000
Median Home
$1,000/mo
Median Rent
$58,700
Median Income

Sterling Heights

Michigan
98
Average
$300,000
Median Home
$1,175/mo
Median Rent
$70,100
Median Income

The Verdict

22.4%

The cost gap between these cities is 22.4%, with Peoria being the more affordable option. A $75,000 income in Peoria has equivalent purchasing power to $96,711 in Sterling Heights.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
42
Peoria
87
Sterling Heights
Groceries
97
Peoria
99
Sterling Heights
Utilities
103
Peoria
102
Sterling Heights
Transportation
108
Peoria
107
Sterling Heights
Healthcare
107
Peoria
93
Sterling Heights

Salary Equivalence

A $75,000 salary in Peoria has the same purchasing power as $96,711 in Sterling Heights.

Conversely, $75,000 in Sterling Heights equals $58,163 in Peoria.

Living in Peoria vs Sterling Heights

Housing Costs

Peoria's housing index of 42 is lower Sterling Heights's 87, translating to median home prices of $164,000 vs $300,000. The $136,000 difference in home prices means roughly $8,844 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Peoria compared to $1,175/mo in Sterling Heights, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 97 in Peoria and 99 in Sterling Heights. A household spending the national average of $475/month on groceries would pay approximately $461/month in Peoria vs $470/month in Sterling Heights. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Peoria and 102 in Sterling Heights. Monthly utility bills average approximately $412 in Peoria vs $408 in Sterling Heights. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 107 in Peoria and 93 in Sterling Heights. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,700 in Peoria and $70,100 in Sterling Heights. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,237 and $71,531 respectively. Peoria residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,370/month to housing in Peoria vs $1,636/month in Sterling Heights. In Peoria, median rent of $1,000/mo fits within this budget. In Sterling Heights, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Peoria is 22.4% more affordable overall with an index of 76 vs 98.
A $75,000 salary in Peoria has equivalent purchasing power to approximately $96,711 in Sterling Heights, based on the cost of living difference.
Peoria's housing index is 42 with median homes at $164,000, while Sterling Heights's is 87 with median homes at $300,000.

Moving & Relocation Resources

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