City Comparison

Peoria vs Roseville

Cost of Living Comparison · 2026

Peoria

Illinois
76
Very Affordable
$164,000
Median Home
$1,000/mo
Median Rent
$58,700
Median Income

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

The Verdict

45.3%

Living in Peoria costs 45.3% less than Roseville. To match the purchasing power of a $75,000 salary in Peoria, you would need $137,171 in Roseville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
42
Peoria
179
Roseville
Groceries
97
Peoria
105
Roseville
Utilities
103
Peoria
163
Roseville
Transportation
108
Peoria
134
Roseville
Healthcare
107
Peoria
106
Roseville

Salary Equivalence

A $75,000 salary in Peoria has the same purchasing power as $137,171 in Roseville.

Conversely, $75,000 in Roseville equals $41,007 in Peoria.

Living in Peoria vs Roseville

Housing Costs

Peoria's housing index of 42 is lower Roseville's 179, translating to median home prices of $164,000 vs $625,000. The $461,000 difference in home prices means roughly $29,964 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Peoria compared to $2,000/mo in Roseville, a monthly difference of $1,000.

Grocery & Food Costs

Grocery expenses index at 97 in Peoria and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $461/month in Peoria vs $499/month in Roseville. Peoria offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 103 in Peoria and 163 in Roseville. Monthly utility bills average approximately $412 in Peoria vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Peoria and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,700 in Peoria and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,237 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,370/month to housing in Peoria vs $3,332/month in Roseville. In Peoria, median rent of $1,000/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 137 index points — focus your budget analysis there.

Frequently Asked Questions

Peoria is 45.3% more affordable overall with an index of 76 vs 139.
A $75,000 salary in Peoria has equivalent purchasing power to approximately $137,171 in Roseville, based on the cost of living difference.
Peoria's housing index is 42 with median homes at $164,000, while Roseville's is 179 with median homes at $625,000.

Moving & Relocation Resources

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