Peoria vs Virginia Beach
Cost of Living Comparison · 2026
Peoria
Virginia Beach
The Verdict
Virginia Beach is 7.6% less expensive than Peoria overall. A household earning $75,000 in Peoria would need approximately $69,690 in Virginia Beach to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Peoria has the same purchasing power as $69,690 in Virginia Beach.
Conversely, $75,000 in Virginia Beach equals $80,714 in Peoria.
Living in Peoria vs Virginia Beach
Housing Costs
Peoria's housing index of 149 is higher Virginia Beach's 112, translating to median home prices of $495,000 vs $310,000. The $185,000 difference in home prices means roughly $12,024 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Peoria compared to $1,500/mo in Virginia Beach, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 98 in Peoria and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $466/month in Peoria vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 106 in Peoria and 98 in Virginia Beach. Monthly utility bills average approximately $424 in Peoria vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 86 in Peoria and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $97,300 in Peoria and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,106 and $69,922 respectively. Peoria residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,270/month to housing in Peoria vs $1,713/month in Virginia Beach. In Peoria, median rent of $1,725/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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