Peoria vs Santa Fe
Cost of Living Comparison · 2026
Peoria
Santa Fe
The Verdict
The cost gap between these cities is 3.4%, with Peoria being the more affordable option. A $75,000 income in Peoria has equivalent purchasing power to $77,655 in Santa Fe.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Peoria has the same purchasing power as $77,655 in Santa Fe.
Conversely, $75,000 in Santa Fe equals $72,436 in Peoria.
Living in Peoria vs Santa Fe
Housing Costs
Peoria's housing index of 149 is lower Santa Fe's 153, translating to median home prices of $495,000 vs $480,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Peoria compared to $1,600/mo in Santa Fe, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 98 in Peoria and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $466/month in Peoria vs $489/month in Santa Fe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 106 in Peoria and 96 in Santa Fe. Monthly utility bills average approximately $424 in Peoria vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 86 in Peoria and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $97,300 in Peoria and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,106 and $52,976 respectively. Peoria residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,270/month to housing in Peoria vs $1,446/month in Santa Fe. In Peoria, median rent of $1,725/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 10 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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