Peoria vs Roseville
Cost of Living Comparison · 2026
Peoria
Roseville
The Verdict
Peoria is 18.7% less expensive than Roseville overall. A household earning $75,000 in Peoria would need approximately $92,257 in Roseville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Peoria has the same purchasing power as $92,257 in Roseville.
Conversely, $75,000 in Roseville equals $60,971 in Peoria.
Living in Peoria vs Roseville
Housing Costs
Peoria's housing index of 149 is lower Roseville's 179, translating to median home prices of $495,000 vs $625,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Peoria compared to $2,000/mo in Roseville, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 98 in Peoria and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $466/month in Peoria vs $499/month in Roseville. Peoria offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 106 in Peoria and 163 in Roseville. Monthly utility bills average approximately $424 in Peoria vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 86 in Peoria and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $97,300 in Peoria and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,106 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,270/month to housing in Peoria vs $3,332/month in Roseville. In Peoria, median rent of $1,725/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 57 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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