Peoria vs Rochester
Cost of Living Comparison · 2026
Peoria
Rochester
The Verdict
Living in Rochester costs 20.2% less than Peoria. To match the purchasing power of a $75,000 salary in Peoria, you would need $62,389 in Rochester.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Peoria has the same purchasing power as $62,389 in Rochester.
Conversely, $75,000 in Rochester equals $90,160 in Peoria.
Living in Peoria vs Rochester
Housing Costs
Peoria's housing index of 149 is higher Rochester's 95, translating to median home prices of $495,000 vs $345,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Peoria compared to $1,275/mo in Rochester, a monthly difference of $450.
Grocery & Food Costs
Grocery expenses index at 98 in Peoria and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $466/month in Peoria vs $489/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 106 in Peoria and 102 in Rochester. Monthly utility bills average approximately $424 in Peoria vs $408 in Rochester. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 86 in Peoria and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $97,300 in Peoria and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $86,106 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,270/month to housing in Peoria vs $2,135/month in Rochester. In Peoria, median rent of $1,725/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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