Pensacola vs St George
Cost of Living Comparison · 2026
Pensacola
St George
The Verdict
Living in Pensacola costs 19.1% less than St George. To match the purchasing power of a $75,000 salary in Pensacola, you would need $92,697 in St George.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Pensacola has the same purchasing power as $92,697 in St George.
Conversely, $75,000 in St George equals $60,682 in Pensacola.
Living in Pensacola vs St George
Housing Costs
Pensacola's housing index of 80 is lower St George's 144, translating to median home prices of $314,000 vs $550,000. The $236,000 difference in home prices means roughly $15,336 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Pensacola compared to $1,525/mo in St George, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 101 in Pensacola and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $480/month in Pensacola vs $475/month in St George. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Pensacola and 87 in St George. Monthly utility bills average approximately $376 in Pensacola vs $348 in St George. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Pensacola and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $63,200 in Pensacola and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,011 and $65,818 respectively. Pensacola residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,475/month to housing in Pensacola vs $1,689/month in St George. In Pensacola, median rent of $1,350/mo fits within this budget. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 64 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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