City Comparison

Pensacola vs Scranton

Cost of Living Comparison · 2026

Pensacola

Florida
89
Below Average
$314,000
Median Home
$1,350/mo
Median Rent
$63,200
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

1.1%

Living in Pensacola costs 1.1% less than Scranton. To match the purchasing power of a $75,000 salary in Pensacola, you would need $75,843 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Pensacola
65
Scranton
Groceries
101
Pensacola
98
Scranton
Utilities
94
Pensacola
102
Scranton
Transportation
98
Pensacola
101
Scranton
Healthcare
100
Pensacola
90
Scranton

Salary Equivalence

A $75,000 salary in Pensacola has the same purchasing power as $75,843 in Scranton.

Conversely, $75,000 in Scranton equals $74,167 in Pensacola.

Living in Pensacola vs Scranton

Housing Costs

Pensacola's housing index of 80 is higher Scranton's 65, translating to median home prices of $314,000 vs $195,000. The $119,000 difference in home prices means roughly $7,740 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Pensacola compared to $1,025/mo in Scranton, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 101 in Pensacola and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $480/month in Pensacola vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Pensacola and 102 in Scranton. Monthly utility bills average approximately $376 in Pensacola vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Pensacola and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,200 in Pensacola and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,011 and $55,000 respectively. Pensacola residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,475/month to housing in Pensacola vs $1,155/month in Scranton. In Pensacola, median rent of $1,350/mo fits within this budget. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Pensacola is 1.1% more affordable overall with an index of 89 vs 90.
A $75,000 salary in Pensacola has equivalent purchasing power to approximately $75,843 in Scranton, based on the cost of living difference.
Pensacola's housing index is 80 with median homes at $314,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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