Pembroke Pines vs Toledo
Cost of Living Comparison · 2026
Pembroke Pines
Toledo
The Verdict
Toledo is 44.2% less expensive than Pembroke Pines overall. A household earning $75,000 in Pembroke Pines would need approximately $52,027 in Toledo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Pembroke Pines has the same purchasing power as $52,027 in Toledo.
Conversely, $75,000 in Toledo equals $108,117 in Pembroke Pines.
Living in Pembroke Pines vs Toledo
Housing Costs
Pembroke Pines's housing index of 140 is higher Toledo's 55, translating to median home prices of $440,000 vs $128,000. The $312,000 difference in home prices means roughly $20,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Pembroke Pines compared to $825/mo in Toledo, a monthly difference of $1,075.
Grocery & Food Costs
Grocery expenses index at 105 in Pembroke Pines and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $499/month in Pembroke Pines vs $466/month in Toledo. Toledo offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Pembroke Pines and 92 in Toledo. Monthly utility bills average approximately $420 in Pembroke Pines vs $368 in Toledo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Pembroke Pines and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $85,900 in Pembroke Pines and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,387 and $54,805 respectively. Pembroke Pines residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,004/month to housing in Pembroke Pines vs $985/month in Toledo. In Pembroke Pines, median rent of $1,900/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 85 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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