City Comparison

Pembroke Pines vs Surprise

Cost of Living Comparison · 2026

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

7.8%

Living in Surprise costs 7.8% less than Pembroke Pines. To match the purchasing power of a $75,000 salary in Pembroke Pines, you would need $69,595 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
140
Pembroke Pines
105
Surprise
Groceries
105
Pembroke Pines
100
Surprise
Utilities
105
Pembroke Pines
102
Surprise
Transportation
99
Pembroke Pines
106
Surprise
Healthcare
91
Pembroke Pines
97
Surprise

Salary Equivalence

A $75,000 salary in Pembroke Pines has the same purchasing power as $69,595 in Surprise.

Conversely, $75,000 in Surprise equals $80,825 in Pembroke Pines.

Living in Pembroke Pines vs Surprise

Housing Costs

Pembroke Pines's housing index of 140 is higher Surprise's 105, translating to median home prices of $440,000 vs $419,000. The $21,000 difference in home prices means roughly $1,368 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Pembroke Pines compared to $1,575/mo in Surprise, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 105 in Pembroke Pines and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $499/month in Pembroke Pines vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Pembroke Pines and 102 in Surprise. Monthly utility bills average approximately $420 in Pembroke Pines vs $408 in Surprise. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Pembroke Pines and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $85,900 in Pembroke Pines and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,387 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,004/month to housing in Pembroke Pines vs $1,995/month in Surprise. In Pembroke Pines, median rent of $1,900/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Surprise is 7.8% more affordable overall with an index of 103 vs 111.
A $75,000 salary in Pembroke Pines has equivalent purchasing power to approximately $69,595 in Surprise, based on the cost of living difference.
Pembroke Pines's housing index is 140 with median homes at $440,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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