Pembroke Pines vs St. Paul
Cost of Living Comparison · 2026
Pembroke Pines
St. Paul
The Verdict
St. Paul is 11.0% less expensive than Pembroke Pines overall. A household earning $75,000 in Pembroke Pines would need approximately $67,568 in St. Paul to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Pembroke Pines has the same purchasing power as $67,568 in St. Paul.
Conversely, $75,000 in St. Paul equals $83,250 in Pembroke Pines.
Living in Pembroke Pines vs St. Paul
Housing Costs
Pembroke Pines's housing index of 140 is higher St. Paul's 98, translating to median home prices of $440,000 vs $260,000. The $180,000 difference in home prices means roughly $11,700 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Pembroke Pines compared to $1,300/mo in St. Paul, a monthly difference of $600.
Grocery & Food Costs
Grocery expenses index at 105 in Pembroke Pines and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $499/month in Pembroke Pines vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Pembroke Pines and 97 in St. Paul. Monthly utility bills average approximately $420 in Pembroke Pines vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 91 in Pembroke Pines and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $85,900 in Pembroke Pines and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,387 and $57,718 respectively. Pembroke Pines residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,004/month to housing in Pembroke Pines vs $1,347/month in St. Paul. In Pembroke Pines, median rent of $1,900/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 42 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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