City Comparison

Pembroke Pines vs Santa Barbara

Cost of Living Comparison · 2026

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

Santa Barbara

California
190
Very Expensive
$1.2M
Median Home
$3,000/mo
Median Rent
$70,819
Median Income

The Verdict

41.6%

The cost gap between these cities is 41.6%, with Pembroke Pines being the more affordable option. A $75,000 income in Pembroke Pines has equivalent purchasing power to $128,378 in Santa Barbara.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
140
Pembroke Pines
340
Santa Barbara
Groceries
105
Pembroke Pines
112
Santa Barbara
Utilities
105
Pembroke Pines
117
Santa Barbara
Transportation
99
Pembroke Pines
113
Santa Barbara
Healthcare
91
Pembroke Pines
110
Santa Barbara

Salary Equivalence

A $75,000 salary in Pembroke Pines has the same purchasing power as $128,378 in Santa Barbara.

Conversely, $75,000 in Santa Barbara equals $43,816 in Pembroke Pines.

Living in Pembroke Pines vs Santa Barbara

Housing Costs

Pembroke Pines's housing index of 140 is lower Santa Barbara's 340, translating to median home prices of $440,000 vs $1.2M. The $760,000 difference in home prices means roughly $49,404 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Pembroke Pines compared to $3,000/mo in Santa Barbara, a monthly difference of $1,100.

Grocery & Food Costs

Grocery expenses index at 105 in Pembroke Pines and 112 in Santa Barbara. A household spending the national average of $475/month on groceries would pay approximately $499/month in Pembroke Pines vs $532/month in Santa Barbara. Pembroke Pines offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Pembroke Pines and 117 in Santa Barbara. Monthly utility bills average approximately $420 in Pembroke Pines vs $468 in Santa Barbara. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 91 in Pembroke Pines and 110 in Santa Barbara. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $85,900 in Pembroke Pines and $70,819 in Santa Barbara. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,387 and $37,273 respectively. Pembroke Pines residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,004/month to housing in Pembroke Pines vs $1,652/month in Santa Barbara. In Pembroke Pines, median rent of $1,900/mo fits within this budget. In Santa Barbara, median rent of $3,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 200 index points — focus your budget analysis there.

Frequently Asked Questions

Pembroke Pines is 41.6% more affordable overall with an index of 111 vs 190.
A $75,000 salary in Pembroke Pines has equivalent purchasing power to approximately $128,378 in Santa Barbara, based on the cost of living difference.
Pembroke Pines's housing index is 140 with median homes at $440,000, while Santa Barbara's is 340 with median homes at $1.2M.

Moving & Relocation Resources

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