Pembroke Pines vs Rio Rancho
Cost of Living Comparison · 2026
Pembroke Pines
Rio Rancho
The Verdict
Rio Rancho is 16.8% less expensive than Pembroke Pines overall. A household earning $75,000 in Pembroke Pines would need approximately $64,189 in Rio Rancho to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Pembroke Pines has the same purchasing power as $64,189 in Rio Rancho.
Conversely, $75,000 in Rio Rancho equals $87,632 in Pembroke Pines.
Living in Pembroke Pines vs Rio Rancho
Housing Costs
Pembroke Pines's housing index of 140 is higher Rio Rancho's 91, translating to median home prices of $440,000 vs $337,000. The $103,000 difference in home prices means roughly $6,696 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Pembroke Pines compared to $1,400/mo in Rio Rancho, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 105 in Pembroke Pines and 97 in Rio Rancho. A household spending the national average of $475/month on groceries would pay approximately $499/month in Pembroke Pines vs $461/month in Rio Rancho. Rio Rancho offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 105 in Pembroke Pines and 84 in Rio Rancho. Monthly utility bills average approximately $420 in Pembroke Pines vs $336 in Rio Rancho. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Pembroke Pines and 99 in Rio Rancho. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $85,900 in Pembroke Pines and $85,800 in Rio Rancho. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,387 and $90,316 respectively. Rio Rancho residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,004/month to housing in Pembroke Pines vs $2,002/month in Rio Rancho. In Pembroke Pines, median rent of $1,900/mo fits within this budget. In Rio Rancho, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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