City Comparison

Pembroke Pines vs Philadelphia

Cost of Living Comparison · 2026

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

Philadelphia

Pennsylvania
106
Above Average
$240,000
Median Home
$1,400/mo
Median Rent
$49,127
Median Income

The Verdict

4.7%

The cost gap between these cities is 4.7%, with Philadelphia being the more affordable option. A $75,000 income in Pembroke Pines has equivalent purchasing power to $71,622 in Philadelphia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
140
Pembroke Pines
107
Philadelphia
Groceries
105
Pembroke Pines
104
Philadelphia
Utilities
105
Pembroke Pines
113
Philadelphia
Transportation
99
Pembroke Pines
108
Philadelphia
Healthcare
91
Pembroke Pines
101
Philadelphia

Salary Equivalence

A $75,000 salary in Pembroke Pines has the same purchasing power as $71,622 in Philadelphia.

Conversely, $75,000 in Philadelphia equals $78,538 in Pembroke Pines.

Living in Pembroke Pines vs Philadelphia

Housing Costs

Pembroke Pines's housing index of 140 is higher Philadelphia's 107, translating to median home prices of $440,000 vs $240,000. The $200,000 difference in home prices means roughly $12,996 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,900/mo in Pembroke Pines compared to $1,400/mo in Philadelphia, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 105 in Pembroke Pines and 104 in Philadelphia. A household spending the national average of $475/month on groceries would pay approximately $499/month in Pembroke Pines vs $494/month in Philadelphia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Pembroke Pines and 113 in Philadelphia. Monthly utility bills average approximately $420 in Pembroke Pines vs $452 in Philadelphia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Pembroke Pines and 101 in Philadelphia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $85,900 in Pembroke Pines and $49,127 in Philadelphia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,387 and $46,346 respectively. Pembroke Pines residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,004/month to housing in Pembroke Pines vs $1,146/month in Philadelphia. In Pembroke Pines, median rent of $1,900/mo fits within this budget. In Philadelphia, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Philadelphia is 4.7% more affordable overall with an index of 106 vs 111.
A $75,000 salary in Pembroke Pines has equivalent purchasing power to approximately $71,622 in Philadelphia, based on the cost of living difference.
Pembroke Pines's housing index is 140 with median homes at $440,000, while Philadelphia's is 107 with median homes at $240,000.

Moving & Relocation Resources

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