City Comparison

Pearland vs Springfield

Cost of Living Comparison · 2026

Pearland

Texas
100
Average
$372,000
Median Home
$1,800/mo
Median Rent
$118,800
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

28.2%

Springfield is 28.2% less expensive than Pearland overall. A household earning $75,000 in Pearland would need approximately $58,500 in Springfield to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
99
Pearland
52
Springfield
Groceries
97
Pearland
98
Springfield
Utilities
100
Pearland
98
Springfield
Transportation
91
Pearland
114
Springfield
Healthcare
105
Pearland
91
Springfield

Salary Equivalence

A $75,000 salary in Pearland has the same purchasing power as $58,500 in Springfield.

Conversely, $75,000 in Springfield equals $96,154 in Pearland.

Living in Pearland vs Springfield

Housing Costs

Pearland's housing index of 99 is higher Springfield's 52, translating to median home prices of $372,000 vs $162,000. The $210,000 difference in home prices means roughly $13,656 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Pearland compared to $925/mo in Springfield, a monthly difference of $875.

Grocery & Food Costs

Grocery expenses index at 97 in Pearland and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Pearland vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Pearland and 98 in Springfield. Monthly utility bills average approximately $400 in Pearland vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Pearland and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $118,800 in Pearland and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $118,800 and $83,974 respectively. Pearland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,772/month to housing in Pearland vs $1,528/month in Springfield. In Pearland, median rent of $1,800/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 28.2% more affordable overall with an index of 78 vs 100.
A $75,000 salary in Pearland has equivalent purchasing power to approximately $58,500 in Springfield, based on the cost of living difference.
Pearland's housing index is 99 with median homes at $372,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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