City Comparison

Pearland vs San Antonio

Cost of Living Comparison · 2026

Pearland

Texas
100
Average
$372,000
Median Home
$1,800/mo
Median Rent
$118,800
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

11.1%

Living in San Antonio costs 11.1% less than Pearland. To match the purchasing power of a $75,000 salary in Pearland, you would need $67,500 in San Antonio.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
99
Pearland
78
San Antonio
Groceries
97
Pearland
93
San Antonio
Utilities
100
Pearland
96
San Antonio
Transportation
91
Pearland
101
San Antonio
Healthcare
105
Pearland
95
San Antonio

Salary Equivalence

A $75,000 salary in Pearland has the same purchasing power as $67,500 in San Antonio.

Conversely, $75,000 in San Antonio equals $83,333 in Pearland.

Living in Pearland vs San Antonio

Housing Costs

Pearland's housing index of 99 is higher San Antonio's 78, translating to median home prices of $372,000 vs $250,000. The $122,000 difference in home prices means roughly $7,932 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Pearland compared to $1,200/mo in San Antonio, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 97 in Pearland and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $461/month in Pearland vs $442/month in San Antonio. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Pearland and 96 in San Antonio. Monthly utility bills average approximately $400 in Pearland vs $384 in San Antonio. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Pearland and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $118,800 in Pearland and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $118,800 and $59,356 respectively. Pearland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,772/month to housing in Pearland vs $1,246/month in San Antonio. In Pearland, median rent of $1,800/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

San Antonio is 11.1% more affordable overall with an index of 90 vs 100.
A $75,000 salary in Pearland has equivalent purchasing power to approximately $67,500 in San Antonio, based on the cost of living difference.
Pearland's housing index is 99 with median homes at $372,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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