City Comparison

Pearland vs Round Rock

Cost of Living Comparison · 2026

Pearland

Texas
100
Average
$372,000
Median Home
$1,800/mo
Median Rent
$118,800
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

1.0%

The cost gap between these cities is 1.0%, with Pearland being the more affordable option. A $75,000 income in Pearland has equivalent purchasing power to $75,750 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
99
Pearland
92
Round Rock
Groceries
97
Pearland
96
Round Rock
Utilities
100
Pearland
109
Round Rock
Transportation
91
Pearland
99
Round Rock
Healthcare
105
Pearland
96
Round Rock

Salary Equivalence

A $75,000 salary in Pearland has the same purchasing power as $75,750 in Round Rock.

Conversely, $75,000 in Round Rock equals $74,257 in Pearland.

Living in Pearland vs Round Rock

Housing Costs

Pearland's housing index of 99 is higher Round Rock's 92, translating to median home prices of $372,000 vs $413,000. The $41,000 difference in home prices means roughly $2,664 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Pearland compared to $1,400/mo in Round Rock, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 97 in Pearland and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $461/month in Pearland vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Pearland and 109 in Round Rock. Monthly utility bills average approximately $400 in Pearland vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in Pearland and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $118,800 in Pearland and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $118,800 and $99,505 respectively. Pearland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,772/month to housing in Pearland vs $2,345/month in Round Rock. In Pearland, median rent of $1,800/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Pearland is 1.0% more affordable overall with an index of 100 vs 101.
A $75,000 salary in Pearland has equivalent purchasing power to approximately $75,750 in Round Rock, based on the cost of living difference.
Pearland's housing index is 99 with median homes at $372,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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