City Comparison

Palmdale vs Wilmington

Cost of Living Comparison · 2026

Palmdale

California
130
Expensive
$471,000
Median Home
$1,725/mo
Median Rent
$81,800
Median Income

Wilmington

Delaware
104
Average
$235,000
Median Home
$1,200/mo
Median Rent
$46,520
Median Income

The Verdict

25.0%

Living in Wilmington costs 25.0% less than Palmdale. To match the purchasing power of a $75,000 salary in Palmdale, you would need $60,000 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
159
Palmdale
104
Wilmington
Groceries
112
Palmdale
103
Wilmington
Utilities
111
Palmdale
106
Wilmington
Transportation
125
Palmdale
103
Wilmington
Healthcare
109
Palmdale
106
Wilmington

Salary Equivalence

A $75,000 salary in Palmdale has the same purchasing power as $60,000 in Wilmington.

Conversely, $75,000 in Wilmington equals $93,750 in Palmdale.

Living in Palmdale vs Wilmington

Housing Costs

Palmdale's housing index of 159 is higher Wilmington's 104, translating to median home prices of $471,000 vs $235,000. The $236,000 difference in home prices means roughly $15,336 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Palmdale compared to $1,200/mo in Wilmington, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 112 in Palmdale and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $532/month in Palmdale vs $489/month in Wilmington. Wilmington offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Palmdale and 106 in Wilmington. Monthly utility bills average approximately $444 in Palmdale vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 109 in Palmdale and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $81,800 in Palmdale and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,923 and $44,731 respectively. Palmdale residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,909/month to housing in Palmdale vs $1,085/month in Wilmington. In Palmdale, median rent of $1,725/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 55 index points — focus your budget analysis there.

Frequently Asked Questions

Wilmington is 25.0% more affordable overall with an index of 104 vs 130.
A $75,000 salary in Palmdale has equivalent purchasing power to approximately $60,000 in Wilmington, based on the cost of living difference.
Palmdale's housing index is 159 with median homes at $471,000, while Wilmington's is 104 with median homes at $235,000.

Moving & Relocation Resources

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