City Comparison

Palmdale vs Round Rock

Cost of Living Comparison · 2026

Palmdale

California
130
Expensive
$471,000
Median Home
$1,725/mo
Median Rent
$81,800
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

28.7%

Living in Round Rock costs 28.7% less than Palmdale. To match the purchasing power of a $75,000 salary in Palmdale, you would need $58,269 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
159
Palmdale
92
Round Rock
Groceries
112
Palmdale
96
Round Rock
Utilities
111
Palmdale
109
Round Rock
Transportation
125
Palmdale
99
Round Rock
Healthcare
109
Palmdale
96
Round Rock

Salary Equivalence

A $75,000 salary in Palmdale has the same purchasing power as $58,269 in Round Rock.

Conversely, $75,000 in Round Rock equals $96,535 in Palmdale.

Living in Palmdale vs Round Rock

Housing Costs

Palmdale's housing index of 159 is higher Round Rock's 92, translating to median home prices of $471,000 vs $413,000. The $58,000 difference in home prices means roughly $3,768 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Palmdale compared to $1,400/mo in Round Rock, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 112 in Palmdale and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $532/month in Palmdale vs $456/month in Round Rock. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Palmdale and 109 in Round Rock. Monthly utility bills average approximately $444 in Palmdale vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 109 in Palmdale and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,800 in Palmdale and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,923 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,909/month to housing in Palmdale vs $2,345/month in Round Rock. In Palmdale, median rent of $1,725/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 28.7% more affordable overall with an index of 101 vs 130.
A $75,000 salary in Palmdale has equivalent purchasing power to approximately $58,269 in Round Rock, based on the cost of living difference.
Palmdale's housing index is 159 with median homes at $471,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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