Oxnard vs Roanoke
Cost of Living Comparison · 2026
Oxnard
Roanoke
The Verdict
Roanoke is 90.1% less expensive than Oxnard overall. A household earning $75,000 in Oxnard would need approximately $39,448 in Roanoke to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Oxnard has the same purchasing power as $39,448 in Roanoke.
Conversely, $75,000 in Roanoke equals $142,593 in Oxnard.
Living in Oxnard vs Roanoke
Housing Costs
Oxnard's housing index of 253 is higher Roanoke's 57, translating to median home prices of $653,000 vs $225,000. The $428,000 difference in home prices means roughly $27,816 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Oxnard compared to $1,075/mo in Roanoke, a monthly difference of $850.
Grocery & Food Costs
Grocery expenses index at 112 in Oxnard and 97 in Roanoke. A household spending the national average of $475/month on groceries would pay approximately $532/month in Oxnard vs $461/month in Roanoke. Roanoke offers a meaningful advantage on everyday food costs, saving roughly $852/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Oxnard and 116 in Roanoke. Monthly utility bills average approximately $428 in Oxnard vs $464 in Roanoke. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 113 in Oxnard and 91 in Roanoke. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $96,200 in Oxnard and $52,700 in Roanoke. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,468 and $65,062 respectively. Roanoke residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,245/month to housing in Oxnard vs $1,230/month in Roanoke. In Oxnard, median rent of $1,925/mo fits within this budget. In Roanoke, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 196 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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