Oxnard vs Peoria
Cost of Living Comparison · 2026
Oxnard
Peoria
The Verdict
Living in Peoria costs 36.3% less than Oxnard. To match the purchasing power of a $75,000 salary in Oxnard, you would need $55,032 in Peoria.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Oxnard has the same purchasing power as $55,032 in Peoria.
Conversely, $75,000 in Peoria equals $102,212 in Oxnard.
Living in Oxnard vs Peoria
Housing Costs
Oxnard's housing index of 253 is higher Peoria's 149, translating to median home prices of $653,000 vs $495,000. The $158,000 difference in home prices means roughly $10,272 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Oxnard compared to $1,725/mo in Peoria, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 112 in Oxnard and 98 in Peoria. A household spending the national average of $475/month on groceries would pay approximately $532/month in Oxnard vs $466/month in Peoria. Peoria offers a meaningful advantage on everyday food costs, saving roughly $792/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Oxnard and 106 in Peoria. Monthly utility bills average approximately $428 in Oxnard vs $424 in Peoria. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 113 in Oxnard and 86 in Peoria. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $96,200 in Oxnard and $97,300 in Peoria. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,468 and $86,106 respectively. Peoria residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,245/month to housing in Oxnard vs $2,270/month in Peoria. In Oxnard, median rent of $1,925/mo fits within this budget. In Peoria, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 104 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases