City Comparison

Oxnard vs Pembroke Pines

Cost of Living Comparison · 2026

Oxnard

California
154
Very Expensive
$653,000
Median Home
$1,925/mo
Median Rent
$96,200
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

38.7%

Living in Pembroke Pines costs 38.7% less than Oxnard. To match the purchasing power of a $75,000 salary in Oxnard, you would need $54,058 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
253
Oxnard
140
Pembroke Pines
Groceries
112
Oxnard
105
Pembroke Pines
Utilities
107
Oxnard
105
Pembroke Pines
Transportation
135
Oxnard
99
Pembroke Pines
Healthcare
113
Oxnard
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Oxnard has the same purchasing power as $54,058 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $104,054 in Oxnard.

Living in Oxnard vs Pembroke Pines

Housing Costs

Oxnard's housing index of 253 is higher Pembroke Pines's 140, translating to median home prices of $653,000 vs $440,000. The $213,000 difference in home prices means roughly $13,848 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Oxnard compared to $1,900/mo in Pembroke Pines, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 112 in Oxnard and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $532/month in Oxnard vs $499/month in Pembroke Pines. Pembroke Pines offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Oxnard and 105 in Pembroke Pines. Monthly utility bills average approximately $428 in Oxnard vs $420 in Pembroke Pines. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 113 in Oxnard and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $96,200 in Oxnard and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,468 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,245/month to housing in Oxnard vs $2,004/month in Pembroke Pines. In Oxnard, median rent of $1,925/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 113 index points — focus your budget analysis there.

Frequently Asked Questions

Pembroke Pines is 38.7% more affordable overall with an index of 111 vs 154.
A $75,000 salary in Oxnard has equivalent purchasing power to approximately $54,058 in Pembroke Pines, based on the cost of living difference.
Oxnard's housing index is 253 with median homes at $653,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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