Oxnard vs Pembroke Pines
Cost of Living Comparison · 2026
Oxnard
Pembroke Pines
The Verdict
Living in Pembroke Pines costs 38.7% less than Oxnard. To match the purchasing power of a $75,000 salary in Oxnard, you would need $54,058 in Pembroke Pines.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Oxnard has the same purchasing power as $54,058 in Pembroke Pines.
Conversely, $75,000 in Pembroke Pines equals $104,054 in Oxnard.
Living in Oxnard vs Pembroke Pines
Housing Costs
Oxnard's housing index of 253 is higher Pembroke Pines's 140, translating to median home prices of $653,000 vs $440,000. The $213,000 difference in home prices means roughly $13,848 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,925/mo in Oxnard compared to $1,900/mo in Pembroke Pines, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 112 in Oxnard and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $532/month in Oxnard vs $499/month in Pembroke Pines. Pembroke Pines offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Oxnard and 105 in Pembroke Pines. Monthly utility bills average approximately $428 in Oxnard vs $420 in Pembroke Pines. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 113 in Oxnard and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $96,200 in Oxnard and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,468 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,245/month to housing in Oxnard vs $2,004/month in Pembroke Pines. In Oxnard, median rent of $1,925/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 113 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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