City Comparison

Overland Park vs Yuma

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

15.2%

The cost gap between these cities is 15.2%, with Yuma being the more affordable option. A $75,000 income in Overland Park has equivalent purchasing power to $65,094 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
82
Yuma
Groceries
96
Overland Park
101
Yuma
Utilities
98
Overland Park
102
Yuma
Transportation
95
Overland Park
97
Yuma
Healthcare
102
Overland Park
87
Yuma

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $65,094 in Yuma.

Conversely, $75,000 in Yuma equals $86,413 in Overland Park.

Living in Overland Park vs Yuma

Housing Costs

Overland Park's housing index of 109 is higher Yuma's 82, translating to median home prices of $414,000 vs $284,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $1,100/mo in Yuma, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 102 in Yuma. Monthly utility bills average approximately $392 in Overland Park vs $408 in Yuma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $58,804 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $1,262/month in Yuma. In Overland Park, median rent of $1,450/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Yuma is 15.2% more affordable overall with an index of 92 vs 106.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $65,094 in Yuma, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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