City Comparison

Overland Park vs Wilmington

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Wilmington

North Carolina
103
Average
$320,000
Median Home
$1,400/mo
Median Rent
$48,432
Median Income

The Verdict

2.9%

The cost gap between these cities is 2.9%, with Wilmington being the more affordable option. A $75,000 income in Overland Park has equivalent purchasing power to $72,877 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
108
Wilmington
Groceries
96
Overland Park
101
Wilmington
Utilities
98
Overland Park
94
Wilmington
Transportation
95
Overland Park
99
Wilmington
Healthcare
102
Overland Park
106
Wilmington

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $72,877 in Wilmington.

Conversely, $75,000 in Wilmington equals $77,184 in Overland Park.

Living in Overland Park vs Wilmington

Housing Costs

Overland Park's housing index of 109 is higher Wilmington's 108, translating to median home prices of $414,000 vs $320,000. The $94,000 difference in home prices means roughly $6,108 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $1,400/mo in Wilmington, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 94 in Wilmington. Monthly utility bills average approximately $392 in Overland Park vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $47,021 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $1,130/month in Wilmington. In Overland Park, median rent of $1,450/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Groceries, where the gap is 5 index points — focus your budget analysis there.

Frequently Asked Questions

Wilmington is 2.9% more affordable overall with an index of 103 vs 106.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $72,877 in Wilmington, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Wilmington's is 108 with median homes at $320,000.

Moving & Relocation Resources

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