City Comparison

Overland Park vs Tuscaloosa

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Tuscaloosa

Alabama
89
Below Average
$265,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

19.1%

Tuscaloosa is 19.1% less expensive than Overland Park overall. A household earning $75,000 in Overland Park would need approximately $62,972 in Tuscaloosa to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
74
Tuscaloosa
Groceries
96
Overland Park
98
Tuscaloosa
Utilities
98
Overland Park
96
Tuscaloosa
Transportation
95
Overland Park
95
Tuscaloosa
Healthcare
102
Overland Park
87
Tuscaloosa

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $62,972 in Tuscaloosa.

Conversely, $75,000 in Tuscaloosa equals $89,326 in Overland Park.

Living in Overland Park vs Tuscaloosa

Housing Costs

Overland Park's housing index of 109 is higher Tuscaloosa's 74, translating to median home prices of $414,000 vs $265,000. The $149,000 difference in home prices means roughly $9,684 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $1,050/mo in Tuscaloosa, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 98 in Tuscaloosa. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $466/month in Tuscaloosa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 96 in Tuscaloosa. Monthly utility bills average approximately $392 in Overland Park vs $384 in Tuscaloosa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 87 in Tuscaloosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $49,500 in Tuscaloosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $55,618 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $1,155/month in Tuscaloosa. In Overland Park, median rent of $1,450/mo fits within this budget. In Tuscaloosa, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Tuscaloosa is 19.1% more affordable overall with an index of 89 vs 106.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $62,972 in Tuscaloosa, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Tuscaloosa's is 74 with median homes at $265,000.

Moving & Relocation Resources

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