City Comparison

Overland Park vs Tulsa

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Tulsa

Oklahoma
85
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$48,278
Median Income

The Verdict

24.7%

The cost gap between these cities is 24.7%, with Tulsa being the more affordable option. A $75,000 income in Overland Park has equivalent purchasing power to $60,142 in Tulsa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
63
Tulsa
Groceries
96
Overland Park
95
Tulsa
Utilities
98
Overland Park
92
Tulsa
Transportation
95
Overland Park
98
Tulsa
Healthcare
102
Overland Park
91
Tulsa

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $60,142 in Tulsa.

Conversely, $75,000 in Tulsa equals $93,529 in Overland Park.

Living in Overland Park vs Tulsa

Housing Costs

Overland Park's housing index of 109 is higher Tulsa's 63, translating to median home prices of $414,000 vs $175,000. The $239,000 difference in home prices means roughly $15,540 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $950/mo in Tulsa, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 95 in Tulsa. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $451/month in Tulsa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 92 in Tulsa. Monthly utility bills average approximately $392 in Overland Park vs $368 in Tulsa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 91 in Tulsa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $48,278 in Tulsa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $56,798 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $1,126/month in Tulsa. In Overland Park, median rent of $1,450/mo fits within this budget. In Tulsa, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Tulsa is 24.7% more affordable overall with an index of 85 vs 106.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $60,142 in Tulsa, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Tulsa's is 63 with median homes at $175,000.

Moving & Relocation Resources

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