City Comparison

Overland Park vs Stamford

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Stamford

Connecticut
158
Very Expensive
$580,000
Median Home
$2,400/mo
Median Rent
$95,272
Median Income

The Verdict

32.9%

Living in Overland Park costs 32.9% less than Stamford. To match the purchasing power of a $75,000 salary in Overland Park, you would need $111,792 in Stamford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
232
Stamford
Groceries
96
Overland Park
110
Stamford
Utilities
98
Overland Park
128
Stamford
Transportation
95
Overland Park
107
Stamford
Healthcare
102
Overland Park
114
Stamford

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $111,792 in Stamford.

Conversely, $75,000 in Stamford equals $50,316 in Overland Park.

Living in Overland Park vs Stamford

Housing Costs

Overland Park's housing index of 109 is lower Stamford's 232, translating to median home prices of $414,000 vs $580,000. The $166,000 difference in home prices means roughly $10,788 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $2,400/mo in Stamford, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 110 in Stamford. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $523/month in Stamford. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $804/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 128 in Stamford. Monthly utility bills average approximately $392 in Overland Park vs $512 in Stamford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Overland Park and 114 in Stamford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $95,272 in Stamford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $60,299 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $2,223/month in Stamford. In Overland Park, median rent of $1,450/mo fits within this budget. In Stamford, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 123 index points — focus your budget analysis there.

Frequently Asked Questions

Overland Park is 32.9% more affordable overall with an index of 106 vs 158.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $111,792 in Stamford, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Stamford's is 232 with median homes at $580,000.

Moving & Relocation Resources

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