Overland Park vs St. Paul

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $70,755 in St. Paul.

Conversely, $75,000 in St. Paul equals $79,500 in Overland Park.

Living in Overland Park vs St. Paul

Housing Costs

Overland Park's housing index of 109 is higher St. Paul's 98, translating to median home prices of $414,000 vs $260,000. The $154,000 difference in home prices means roughly $10,008 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $1,300/mo in St. Paul, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $489/month in St. Paul. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 97 in St. Paul. Monthly utility bills average approximately $392 in Overland Park vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $57,718 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $1,347/month in St. Paul. In Overland Park, median rent of $1,450/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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