City Comparison

Overland Park vs Sioux City

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

23.3%

The cost gap between these cities is 23.3%, with Sioux City being the more affordable option. A $75,000 income in Overland Park has equivalent purchasing power to $60,849 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
74
Sioux City
Groceries
96
Overland Park
97
Sioux City
Utilities
98
Overland Park
89
Sioux City
Transportation
95
Overland Park
92
Sioux City
Healthcare
102
Overland Park
101
Sioux City

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $60,849 in Sioux City.

Conversely, $75,000 in Sioux City equals $92,442 in Overland Park.

Living in Overland Park vs Sioux City

Housing Costs

Overland Park's housing index of 109 is higher Sioux City's 74, translating to median home prices of $414,000 vs $182,000. The $232,000 difference in home prices means roughly $15,084 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $875/mo in Sioux City, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 89 in Sioux City. Monthly utility bills average approximately $392 in Overland Park vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $76,163 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $1,528/month in Sioux City. In Overland Park, median rent of $1,450/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 23.3% more affordable overall with an index of 86 vs 106.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $60,849 in Sioux City, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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