City Comparison

Overland Park vs Sacramento

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Sacramento

California
128
Expensive
$450,000
Median Home
$1,700/mo
Median Rent
$64,660
Median Income

The Verdict

17.2%

Living in Overland Park costs 17.2% less than Sacramento. To match the purchasing power of a $75,000 salary in Overland Park, you would need $90,566 in Sacramento.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
163
Sacramento
Groceries
96
Overland Park
104
Sacramento
Utilities
98
Overland Park
108
Sacramento
Transportation
95
Overland Park
111
Sacramento
Healthcare
102
Overland Park
106
Sacramento

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $90,566 in Sacramento.

Conversely, $75,000 in Sacramento equals $62,109 in Overland Park.

Living in Overland Park vs Sacramento

Housing Costs

Overland Park's housing index of 109 is lower Sacramento's 163, translating to median home prices of $414,000 vs $450,000. The $36,000 difference in home prices means roughly $2,340 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $1,700/mo in Sacramento, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 104 in Sacramento. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $494/month in Sacramento. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 108 in Sacramento. Monthly utility bills average approximately $392 in Overland Park vs $432 in Sacramento. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 106 in Sacramento. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $64,660 in Sacramento. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $50,516 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $1,509/month in Sacramento. In Overland Park, median rent of $1,450/mo fits within this budget. In Sacramento, median rent of $1,700/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Overland Park is 17.2% more affordable overall with an index of 106 vs 128.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $90,566 in Sacramento, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Sacramento's is 163 with median homes at $450,000.

Moving & Relocation Resources

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