City Comparison

Overland Park vs Rochester

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Rochester

New York
94
Below Average
$155,000
Median Home
$1,000/mo
Median Rent
$39,728
Median Income

The Verdict

12.8%

The cost gap between these cities is 12.8%, with Rochester being the more affordable option. A $75,000 income in Overland Park has equivalent purchasing power to $66,509 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
73
Rochester
Groceries
96
Overland Park
101
Rochester
Utilities
98
Overland Park
105
Rochester
Transportation
95
Overland Park
101
Rochester
Healthcare
102
Overland Park
100
Rochester

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $66,509 in Rochester.

Conversely, $75,000 in Rochester equals $84,574 in Overland Park.

Living in Overland Park vs Rochester

Housing Costs

Overland Park's housing index of 109 is higher Rochester's 73, translating to median home prices of $414,000 vs $155,000. The $259,000 difference in home prices means roughly $16,836 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $1,000/mo in Rochester, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 101 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $480/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 105 in Rochester. Monthly utility bills average approximately $392 in Overland Park vs $420 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 100 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $39,728 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $42,264 respectively. Overland Park residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $927/month in Rochester. In Overland Park, median rent of $1,450/mo fits within this budget. In Rochester, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 12.8% more affordable overall with an index of 94 vs 106.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $66,509 in Rochester, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Rochester's is 73 with median homes at $155,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases