City Comparison

Overland Park vs Pearland

Cost of Living Comparison · 2026

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

Pearland

Texas
100
Average
$372,000
Median Home
$1,800/mo
Median Rent
$118,800
Median Income

The Verdict

6.0%

Living in Pearland costs 6.0% less than Overland Park. To match the purchasing power of a $75,000 salary in Overland Park, you would need $70,755 in Pearland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Overland Park
99
Pearland
Groceries
96
Overland Park
97
Pearland
Utilities
98
Overland Park
100
Pearland
Transportation
95
Overland Park
91
Pearland
Healthcare
102
Overland Park
105
Pearland

Salary Equivalence

A $75,000 salary in Overland Park has the same purchasing power as $70,755 in Pearland.

Conversely, $75,000 in Pearland equals $79,500 in Overland Park.

Living in Overland Park vs Pearland

Housing Costs

Overland Park's housing index of 109 is higher Pearland's 99, translating to median home prices of $414,000 vs $372,000. The $42,000 difference in home prices means roughly $2,736 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Overland Park compared to $1,800/mo in Pearland, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 96 in Overland Park and 97 in Pearland. A household spending the national average of $475/month on groceries would pay approximately $456/month in Overland Park vs $461/month in Pearland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Overland Park and 100 in Pearland. Monthly utility bills average approximately $392 in Overland Park vs $400 in Pearland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Overland Park and 105 in Pearland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $104,800 in Overland Park and $118,800 in Pearland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $98,868 and $118,800 respectively. Pearland residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,445/month to housing in Overland Park vs $2,772/month in Pearland. In Overland Park, median rent of $1,450/mo fits within this budget. In Pearland, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Pearland is 6.0% more affordable overall with an index of 100 vs 106.
A $75,000 salary in Overland Park has equivalent purchasing power to approximately $70,755 in Pearland, based on the cost of living difference.
Overland Park's housing index is 109 with median homes at $414,000, while Pearland's is 99 with median homes at $372,000.

Moving & Relocation Resources

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