Orem vs Tampa
Cost of Living Comparison · 2026 Data
Orem
Tampa
💡 The Verdict
Orem is 9% cheaper than Tampa overall. A $75,000 salary in Orem is equivalent to $82,258 in Tampa.
Category-by-Category Breakdown
Index values for Orem (left) vs Tampa (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Orem versus Tampa. Differences shown from Orem perspective.
| Item | Orem | Tampa | Difference |
|---|---|---|---|
| 1-Bed Rent | $990/mo | $1,210/mo | $-220.00 |
| 2-Bed Rent | $1,370/mo | $1,700/mo | $-330.00 |
| 3-Bed Rent | $1,780/mo | $2,230/mo | $-450.00 |
| Bread (loaf) | $2.39 | $2.84 | $-0.45 |
| Milk (gallon) | $2.90 | $4.00 | $-1.10 |
| Eggs (dozen) | $2.55 | $3.89 | $-1.34 |
| Coffee (latte) | $5.06 | $6.15 | $-1.09 |
| Gas (gallon) | $3.16 | $3.34 | $-0.18 |
| Restaurant Meal | $15.88 | $18.85 | $-2.97 |
💰 Salary Equivalence
A $75,000 salary in Orem has the same purchasing power as $82,258 in Tampa.
Conversely, $75,000 in Tampa equals $68,382 in Orem.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $3526 difference is driven by Utah having a higher state income tax rate. Utah details → · Florida details →
Reading These Numbers: Orem (93) vs Tampa (102)
Orem at 93 is 7% below the US average, while Tampa at 102 is 2% above average. The cost difference between these cities is relatively modest.
In Orem, the composite index of 93 reflects a weighted calculation where housing carries the most influence at 93, followed by groceries (80), utilities (89), transportation (95), and healthcare (90). Costs are fairly balanced across categories.
For renters: With median rents of $1,370/mo in Orem and $1,700/mo in Tampa, the annual rent difference is approximately $3,960.0. Over a 5-year period, that compounds to $19,800.0 in savings by choosing the more affordable city.
For homebuyers: The $51,000.0 difference in median home prices between Orem and Tampa translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Orem vs Tampa
Choosing between Orem and Tampa involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Beyond the numbers shown above, quality of life differences between Orem and Tampa can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.