City Comparison

Orem vs St. Paul

Cost of Living Comparison · 2026

Orem

Utah
117
Above Average
$528,000
Median Home
$1,400/mo
Median Rent
$86,000
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

17.0%

The cost gap between these cities is 17.0%, with St. Paul being the more affordable option. A $75,000 income in Orem has equivalent purchasing power to $64,103 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
147
Orem
98
St. Paul
Groceries
98
Orem
103
St. Paul
Utilities
92
Orem
97
St. Paul
Transportation
108
Orem
108
St. Paul
Healthcare
95
Orem
105
St. Paul

Salary Equivalence

A $75,000 salary in Orem has the same purchasing power as $64,103 in St. Paul.

Conversely, $75,000 in St. Paul equals $87,750 in Orem.

Living in Orem vs St. Paul

Housing Costs

Orem's housing index of 147 is higher St. Paul's 98, translating to median home prices of $528,000 vs $260,000. The $268,000 difference in home prices means roughly $17,424 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Orem compared to $1,300/mo in St. Paul, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 98 in Orem and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $466/month in Orem vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Orem and 97 in St. Paul. Monthly utility bills average approximately $368 in Orem vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Orem and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $86,000 in Orem and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,504 and $57,718 respectively. Orem residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,007/month to housing in Orem vs $1,347/month in St. Paul. In Orem, median rent of $1,400/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

St. Paul is 17.0% more affordable overall with an index of 100 vs 117.
A $75,000 salary in Orem has equivalent purchasing power to approximately $64,103 in St. Paul, based on the cost of living difference.
Orem's housing index is 147 with median homes at $528,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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