City Comparison

Orem vs Roseville

Cost of Living Comparison · 2026

Orem

Utah
117
Above Average
$528,000
Median Home
$1,400/mo
Median Rent
$86,000
Median Income

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

The Verdict

15.8%

The cost gap between these cities is 15.8%, with Orem being the more affordable option. A $75,000 income in Orem has equivalent purchasing power to $89,103 in Roseville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
147
Orem
179
Roseville
Groceries
98
Orem
105
Roseville
Utilities
92
Orem
163
Roseville
Transportation
108
Orem
134
Roseville
Healthcare
95
Orem
106
Roseville

Salary Equivalence

A $75,000 salary in Orem has the same purchasing power as $89,103 in Roseville.

Conversely, $75,000 in Roseville equals $63,129 in Orem.

Living in Orem vs Roseville

Housing Costs

Orem's housing index of 147 is lower Roseville's 179, translating to median home prices of $528,000 vs $625,000. The $97,000 difference in home prices means roughly $6,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Orem compared to $2,000/mo in Roseville, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 98 in Orem and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $466/month in Orem vs $499/month in Roseville. Orem offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Orem and 163 in Roseville. Monthly utility bills average approximately $368 in Orem vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 95 in Orem and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $86,000 in Orem and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,504 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,007/month to housing in Orem vs $3,332/month in Roseville. In Orem, median rent of $1,400/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 71 index points — focus your budget analysis there.

Frequently Asked Questions

Orem is 15.8% more affordable overall with an index of 117 vs 139.
A $75,000 salary in Orem has equivalent purchasing power to approximately $89,103 in Roseville, based on the cost of living difference.
Orem's housing index is 147 with median homes at $528,000, while Roseville's is 179 with median homes at $625,000.

Moving & Relocation Resources

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