Omaha vs Youngstown
Cost of Living Comparison · 2026 Data
Omaha
Youngstown
💡 The Verdict
Youngstown is 2% cheaper than Omaha overall. A $75,000 salary in Omaha is equivalent to $73,333 in Youngstown.
Category-by-Category Breakdown
Index values for Omaha (left) vs Youngstown (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Omaha versus Youngstown. Differences shown from Omaha perspective.
| Item | Omaha | Youngstown | Difference |
|---|---|---|---|
| 1-Bed Rent | $790/mo | $730/mo | +$60.00 |
| 2-Bed Rent | $1,100/mo | $990/mo | +$110.00 |
| 3-Bed Rent | $1,460/mo | $1,250/mo | +$210.00 |
| Bread (loaf) | $2.70 | $2.55 | +$0.15 |
| Milk (gallon) | $3.72 | $3.24 | +$0.48 |
| Eggs (dozen) | $3.24 | $3.29 | $-0.05 |
| Coffee (latte) | $6.06 | $5.38 | +$0.68 |
| Gas (gallon) | $3.12 | $2.96 | +$0.16 |
| Restaurant Meal | $12.40 | $14.99 | $-2.59 |
💰 Salary Equivalence
A $75,000 salary in Omaha has the same purchasing power as $73,333 in Youngstown.
Conversely, $75,000 in Youngstown equals $76,705 in Omaha.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $1575 difference is driven by Nebraska having a higher state income tax rate. Nebraska details → · Ohio details →
Reading These Numbers: Omaha (90) vs Youngstown (88)
Omaha at 90 is 10% below the US average, while Youngstown at 88 is 12% below average. The cost difference between these cities is relatively modest.
In Omaha, the composite index of 90 reflects a weighted calculation where housing carries the most influence at 76, followed by groceries (97), utilities (93), transportation (100), and healthcare (96). Costs are fairly balanced across categories.
For renters: With median rents of $1,100/mo in Omaha and $990/mo in Youngstown, the annual rent difference is approximately $1,320.0. Over a 5-year period, that compounds to $6,600.0 in savings by choosing the more affordable city.
For homebuyers: The $26,000.0 difference in median home prices between Omaha and Youngstown translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Omaha vs Youngstown
Choosing between Omaha and Youngstown involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Beyond the numbers shown above, quality of life differences between Omaha and Youngstown can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.