Omaha vs Tyler
Cost of Living Comparison · 2026 Data
Omaha
Tyler
💡 The Verdict
Omaha is 17% cheaper than Tyler overall. A $75,000 salary in Omaha is equivalent to $90,000 in Tyler.
Category-by-Category Breakdown
Index values for Omaha (left) vs Tyler (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Omaha versus Tyler. Differences shown from Omaha perspective.
| Item | Omaha | Tyler | Difference |
|---|---|---|---|
| 1-Bed Rent | $790/mo | $1,060/mo | $-270.00 |
| 2-Bed Rent | $1,100/mo | $1,540/mo | $-440.00 |
| 3-Bed Rent | $1,460/mo | $1,960/mo | $-500.00 |
| Bread (loaf) | $2.70 | $2.63 | +$0.07 |
| Milk (gallon) | $3.72 | $4.10 | $-0.38 |
| Eggs (dozen) | $3.24 | $3.31 | $-0.07 |
| Coffee (latte) | $6.06 | $5.78 | +$0.28 |
| Gas (gallon) | $3.12 | $3.45 | $-0.33 |
| Restaurant Meal | $12.40 | $17.68 | $-5.28 |
💰 Salary Equivalence
A $75,000 salary in Omaha has the same purchasing power as $90,000 in Tyler.
Conversely, $75,000 in Tyler equals $62,500 in Omaha.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $4201 difference is driven by Nebraska having a higher state income tax rate. Nebraska details → · Texas details →
Reading These Numbers: Omaha (90) vs Tyler (108)
Omaha at 90 is 10% below the US average, while Tyler at 108 is 8% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Omaha, the composite index of 90 reflects a weighted calculation where housing carries the most influence at 76, followed by groceries (97), utilities (93), transportation (100), and healthcare (96). Costs are fairly balanced across categories.
For renters: With median rents of $1,100/mo in Omaha and $1,540/mo in Tyler, the annual rent difference is approximately $5,280.0. Over a 5-year period, that compounds to $26,400.0 in savings by choosing the more affordable city.
For homebuyers: The $183,000.0 difference in median home prices between Omaha and Tyler translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Omaha vs Tyler
Choosing between Omaha and Tyler involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Long-term affordability in Omaha versus Tyler depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.