Side-by-side cost of living comparison for 2026
3% cheaper
Omaha is 3% more affordable than Sioux Falls. A $75,000 salary in Sioux Falls is equivalent to $72,581 in Omaha.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Nebraska salaries · South Dakota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Omaha has a housing index of 76 while Sioux Falls sits at 80 (national average = 100). The median home in Omaha costs $230,000 compared to $265,000 in Sioux Falls, a difference of $35,000. Monthly rent follows a similar pattern: $1,100 in Omaha versus $1,100 in Sioux Falls.
Groceries and everyday expenses show a narrower gap: Omaha scores 97 while Sioux Falls scores 97. Both cities are close to the national average for grocery costs.
Healthcare costs in Omaha (96) are lower than Sioux Falls (101). Both are close to the national average.
Median household income in Omaha is $59,612 compared to $61,714 in Sioux Falls. When adjusted for cost of living, income goes further in Omaha.
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