Side-by-side cost of living comparison for 2026
30% cheaper
Omaha is 30% more affordable than Sacramento. A $75,000 salary in Sacramento is equivalent to $52,734 in Omaha.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Nebraska salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Omaha has a housing index of 76 while Sacramento sits at 163 (national average = 100). The median home in Omaha costs $230,000 compared to $450,000 in Sacramento, a difference of $220,000. Monthly rent follows a similar pattern: $1,100 in Omaha versus $1,700 in Sacramento.
Groceries and everyday expenses show a notable difference: Omaha scores 97 while Sacramento scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Omaha (96) are lower than Sacramento (106). Both are close to the national average.
Median household income in Omaha is $59,612 compared to $64,660 in Sacramento. When adjusted for cost of living, income goes further in Omaha.
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