⚖️ City Comparison

Omaha vs Round Rock

Cost of Living Comparison · 2026 Data

Omaha

Nebraska
90
Below Average
$230,000
Median Home
$1,100/mo
Median Rent
$59,612
Median Income

Round Rock

Texas
102
Average
$370,000
Median Home
$1,630/mo
Median Rent
$63,500
Median Income

💡 The Verdict

12% Cheaper

Omaha is 12% cheaper than Round Rock overall. A $75,000 salary in Omaha is equivalent to $85,000 in Round Rock.

Category-by-Category Breakdown

Index values for Omaha (left) vs Round Rock (right). National average = 100.

Housing
76
Housing
114
Groceries
97
Groceries
103
Utilities
93
Utilities
94
Transportation
100
Transportation
96
Healthcare
96
Healthcare
91

Detailed Price Comparison

Estimated item-level prices in Omaha versus Round Rock. Differences shown from Omaha perspective.

ItemOmahaRound RockDifference
1-Bed Rent$790/mo$1,120/mo$-330.00
2-Bed Rent$1,100/mo$1,630/mo$-530.00
3-Bed Rent$1,460/mo$2,100/mo$-640.00
Bread (loaf)$2.70$2.63+$0.07
Milk (gallon)$3.72$3.85$-0.13
Eggs (dozen)$3.24$3.20+$0.04
Coffee (latte)$6.06$6.05+$0.01
Gas (gallon)$3.12$3.00+$0.12
Restaurant Meal$12.40$15.21$-2.81

💰 Salary Equivalence

A $75,000 salary in Omaha has the same purchasing power as $85,000 in Round Rock.

Conversely, $75,000 in Round Rock equals $66,176 in Omaha.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$53,437
Omaha (Nebraska)
$57,638
Round Rock (Texas)

The $4201 difference is driven by Nebraska having a higher state income tax rate. Nebraska details → · Texas details →

⚙️ Customize Your Comparison

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Your Weighted Score
90 vs 102

Reading These Numbers: Omaha (90) vs Round Rock (102)

Omaha at 90 is 10% below the US average, while Round Rock at 102 is 2% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

In Omaha, the composite index of 90 reflects a weighted calculation where housing carries the most influence at 76, followed by groceries (97), utilities (93), transportation (100), and healthcare (96). Costs are fairly balanced across categories.

For renters: With median rents of $1,100/mo in Omaha and $1,630/mo in Round Rock, the annual rent difference is approximately $6,360.0. Over a 5-year period, that compounds to $31,800.0 in savings by choosing the more affordable city.

For homebuyers: The $140,000.0 difference in median home prices between Omaha and Round Rock translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Omaha vs Round Rock

Choosing between Omaha and Round Rock involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

Long-term affordability in Omaha versus Round Rock depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.