City Comparison

Olympia vs Winston-Salem

Cost of Living Comparison · 2026

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

33.3%

The cost gap between these cities is 33.3%, with Winston-Salem being the more affordable option. A $75,000 income in Olympia has equivalent purchasing power to $56,250 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Olympia
63
Winston-Salem
Groceries
105
Olympia
97
Winston-Salem
Utilities
91
Olympia
99
Winston-Salem
Transportation
129
Olympia
94
Winston-Salem
Healthcare
124
Olympia
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Olympia has the same purchasing power as $56,250 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $100,000 in Olympia.

Living in Olympia vs Winston-Salem

Housing Costs

Olympia's housing index of 131 is higher Winston-Salem's 63, translating to median home prices of $495,000 vs $250,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Olympia compared to $1,050/mo in Winston-Salem, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 105 in Olympia and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $499/month in Olympia vs $461/month in Winston-Salem. Winston-Salem offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Olympia and 99 in Winston-Salem. Monthly utility bills average approximately $364 in Olympia vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 124 in Olympia and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,300 in Olympia and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $72,589 and $62,619 respectively. Olympia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,897/month to housing in Olympia vs $1,227/month in Winston-Salem. In Olympia, median rent of $1,600/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 33.3% more affordable overall with an index of 84 vs 112.
A $75,000 salary in Olympia has equivalent purchasing power to approximately $56,250 in Winston-Salem, based on the cost of living difference.
Olympia's housing index is 131 with median homes at $495,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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