City Comparison

Olympia vs Twin Falls

Cost of Living Comparison · 2026

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

Twin Falls

Idaho
92
Below Average
$380,000
Median Home
$1,150/mo
Median Rent
$60,900
Median Income

The Verdict

21.7%

Living in Twin Falls costs 21.7% less than Olympia. To match the purchasing power of a $75,000 salary in Olympia, you would need $61,607 in Twin Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Olympia
93
Twin Falls
Groceries
105
Olympia
98
Twin Falls
Utilities
91
Olympia
85
Twin Falls
Transportation
129
Olympia
96
Twin Falls
Healthcare
124
Olympia
94
Twin Falls

Salary Equivalence

A $75,000 salary in Olympia has the same purchasing power as $61,607 in Twin Falls.

Conversely, $75,000 in Twin Falls equals $91,304 in Olympia.

Living in Olympia vs Twin Falls

Housing Costs

Olympia's housing index of 131 is higher Twin Falls's 93, translating to median home prices of $495,000 vs $380,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Olympia compared to $1,150/mo in Twin Falls, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 105 in Olympia and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $499/month in Olympia vs $466/month in Twin Falls. Twin Falls offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Olympia and 85 in Twin Falls. Monthly utility bills average approximately $364 in Olympia vs $340 in Twin Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 124 in Olympia and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,300 in Olympia and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $72,589 and $66,196 respectively. Olympia residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,897/month to housing in Olympia vs $1,421/month in Twin Falls. In Olympia, median rent of $1,600/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Twin Falls is 21.7% more affordable overall with an index of 92 vs 112.
A $75,000 salary in Olympia has equivalent purchasing power to approximately $61,607 in Twin Falls, based on the cost of living difference.
Olympia's housing index is 131 with median homes at $495,000, while Twin Falls's is 93 with median homes at $380,000.

Moving & Relocation Resources

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